Sam Gooch

Avoid VAT increase with a 0% credit card

After the economy struggled throughout recession, the government made a move to lower VAT in an effort to stimulate consumers which would have a knock-on effect of boosting economic growth. However, this was only ever going to last for a short while, a... Read >

Mortgages 'will be subject to interest rate rise'

Interest rates on mortgages are likely to go up in the near future, an expert believes.Mortgage products in the UK are likely to be subject to a rise in interest rates in the near future, an expert has said.According to Timothy Lambert, head of consulting... Read >

Hiscox business insurance advises firms prepare for extreme weather

Hiscox is urging homeowners to take several practical steps in order to help safeguard their homes before winter kicks in, as an outlook of heavy wind, rain and potential flooding arrives.Severe weather warnings have been released throughout the UK by the... Read >

Pick up the phone 'and ask for a better mortgage deal'

After the recent Commonwealth Bank interest rate rise it could be a good time to try to negotiate a better home loan deal, one expert has suggested.Now is the time to think about picking up the phone and asking for a better mortgage deal from your provide... Read >

RBA increases interest rate by 0.25%

The level has risen for the first time since May.The Reserve Bank of Australia (RBA) has upped the interest rate by 0.25 per cent for the first time since May.The cash level now stands at 4.75 per cent after the hike, which will become effective on Novemb... Read >

Nationwide Building society improves online savings account

Nationwide has boosted the rate of one of its online savings accounts.Anyone wishing to compare savings on products they can use to store their cash might be interested in an improved Nationwide bank account.The financier announced yesterday (October 28th... Read >

Think about credit card spend ahead of Christmas

It might be useful to plan out the festive spend, one industry expert has suggested.Those who use a credit card for the majority of their Christmas spending need to plan ahead, according to one writer.In a piece for the Sydney Morning Herald, Bina Brown h... Read >

Better off with a low-rate credit card 'unless settling in full each month'

Individuals should check to make sure credit card perks outweigh what is being paid on them, according to one industry expert.People would be better off with a low rate credit card unless they are going to pay off their debt in full every month.This is ac... Read >

Commonwealth debit and credit card transactions up in August

Spending over August increased for the first time since November, the Commonwealth Bank Business Sales Indicator has revealed.Commonwealth Bank debit and credit card transactions increased over August, it has been revealed.The organisation's latest Busine... Read >

Councils criticised for charging credit card fees

Councils in some areas are adding on extra charges to customers that pay for council services amounting of up to 3%.A report found that at least 55 councils are currently charging fees for credit cards, with 12 adding an extra 2% or more to the total cost... Read >

Credit cards used 131 million times in July, record figures show

Aussie credit card debts have increased as the products were used to pay for goods 131 million times in July, one publication has revealed.Credit cards were used to pay for goods a record 131 million times in July, it has been revealed.According to the Ag... Read >

Buy-to-let mortgage market 'will not return to full health until 2012'

An expert has said the buy-to-let mortgage market will not return to pre-recession levels until 2012.Landlords seeking buy-to-let home credit packages in the near future might be disappointed to note one expert believes that area of the mortgage market co... Read >

Property prices 'to fall by 10% over next 6 months'

An expert has said that the cost of houses in the UK will go down by ten per cent in the next six months.People seeking home credit deals in the near future may be pleased to hear one expert's opinion on the direction of the mortgage and property market i... Read >

Lenders 'failing to pass on rate cuts', says Bank of England

A report has found that high Street banks have failed to pass on base rate cuts in full to household borrowers.Rates charged on some loans has in fact risen, according to an article in the Bank of England's quarterly bulletin.Part of this is due to high b... Read >

Car insurance advice offered to drivers

A number of suggestions for those seeking car insurance have been provided, including adding another motorist to the policy.These include adding another driver to the policy, as this can help cut bills if the motorist is older and has no convictions.Accor... Read >